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Want a tropical kick to the morning? These super simple but delicious coconut banana chocolate overnight oats will surely do the trick!
On a hot morning, what more could you want than to chill out with a cool breakfast that’s almost like ice cream? Count me in!
It’s really hot out these days! Now, I don’t like to have the weather dictate my food choices - I’ll gladly eat ice cream in the winter and enjoy a nice hot cocoa in the summer! Good food is good food no matter when you’re having it! Though I do have to admit, it’s hot when I get up in the morning and something chilled waiting for me in the fridge is really tempting.
I’m thinking about some summer-themed recipes such as this Fresh and Tangy Egg Toast, a Creamy and Sweet Mocha Blueberry Protein Smoothie, Healthy Delicious Turkey Guacamole Wrap, and some Grilled Cajun Shrimp Lettuce Wraps. Summertime is an excellent opportunity to be experimenting with some tangy and refreshing recipes, but let’s not neglect breakfast! I think these coconut banana chocolate chip overnight oats will do the trick!
The Benefits of These Coconut Banana Chocolate Overnight Oats!
This coconut chocolate chip overnight oats recipe has plenty of nutritional benefits! We’ve got whole grains from the oats, fiber and heart healthy omega-3 fats from the chia seeds, protein from the dairy milk, and creaminess from the coconut milk and banana (the chia seeds contribute to the thickness of the oats too!). Now that’s a killer combination that will really satisfy your sweet tooth and give you a healthy start to the day!
What You’ll Need for These Coconut Banana Chocolate Overnight Oats
You only need a couple of ingredients for these oats!
- Quick oats
- Milk
- Coconut milk
- Honey
- Vanilla extract
- Chia seeds
- Banana
- Whipped cream: From a can or you can make your own!
- Chocolate chips
- Almonds
That’s it!
Tools Needed
How to Make These Coconut Banana Chocolate Overnight Oats
To make these oats, all you have to do is whisk everything together. You’ll need to really whisk well to ensure you get a creamy mixture. If you’re meal prepping and have a stand mixer, I’d recommend using that unless you’re up for the challenge of an intense arm workout!
1. Start by adding the oats to a large bowl, along with the two types of milk, vanilla extract, chia seeds, honey and the banana.
2. Mash the banana and then mix everything together and then top with chocolate chips.
3. Using a spatula, gently fold the chocolate chips in the mixture, so that they don’t break down.
4. Transfer to a mason jar or a serving bowl. Using a spatula can help with this to make sure you don’t make a mess transferring into a mason jar!
Let your coconut banana chocolate overnight oats refrigerate overnight or at least for 4-6 hours. Everything will thicken up and you’ll wake up to a really creamy treat! Top with more chocolate chips, sliced almonds, and whipped cream to really make this like a coconut pie. If you’d like to make your own whipped cream, go ahead and follow my recipe for How to Make the Best Whipped Cream at Home!
Get your spoon and enjoy!
Frequently Asked Questions
What gives these oats their coconut flavor?▼
The base uses coconut milk (about ½ cup) alongside regular milk, which gives a lovely tropical creaminess. Coconut flakes on top double down on that flavor.
How long do they need to chill?▼
Refrigerate overnight, or at least 4 to 6 hours, so the oats and chia soften into a thick, creamy, spoonable breakfast.
Do these use quick or rolled oats?▼
This recipe uses quick oats, which soften faster for a smoother overnight texture. Mash the banana right in for natural sweetness, and fold the chocolate chips in gently so they don't break up.
Can I make these dairy-free?▼
Easily — the coconut milk already does a lot of the work, so just swap the regular milk for a plant-based one (more coconut milk, oat or almond) to keep the whole thing dairy-free.
Let me know what you think of this recipe in the comments! If you’ve tried this recipe, be sure to post it on social media and tag it with #cookingwithanadi and mention me @cooking.with.anadi. Thank you!
Recipe by Anadi Misra
Wake up to creamy Coconut Banana Chocolate Chip Overnight Oats! This easy, healthy breakfast takes minutes to prep and keeps you full all morning.
No-cook
Rate this recipe ✦
10 min
Prep
6 hr
Rest
6 hr 10 min
Total
1
jars
easy
Level
Ingredients
Ingredients
Tap any quantity to scale
For the toppings
- whipped cream · make your own
- chocolate chips(to taste)Shop →
- almonds(to taste)Shop →
Instructions
- 1
Add the oats, milk and coconut milk, vanilla extract, honey and banana in a large mixing bowl. Using a fork, mash the banana. Then, combine all the ingredients well.
Add the oats, milk and coconut milk, vanilla extract, honey and banana in a large mixing bowl. Using a fork, mash the banana. Then, combine all the ingredients well.
- 2
Add your chocolate chips. Using a spatula, gently fold in the chocolate chips in the remaining mixture. This will ensure your chocolate chips won't break down.
Add your chocolate chips. Using a spatula, gently fold in the chocolate chips in the remaining mixture. This will ensure your chocolate chips won't break down.
- 3
Transfer the contents into a serving bowl or a mason jar. Seal the mason jar with a lid or cover the serving bowl with plastic wrap. Refrigerate overnight, or at least for 4-6 hours.
Transfer the contents into a serving bowl or a mason jar. Seal the mason jar with a lid or cover the serving bowl with plastic wrap. Refrigerate overnight, or at least for 4-6 hours.
- 4
In the morning, top it off with additional chocolate chips, whipped cream and sliced banana. Then get a spoon and enjoy!
In the morning, top it off with additional chocolate chips, whipped cream and sliced banana. Then get a spoon and enjoy!
Notes
- •If you're meal prepping these oats, you could use a stand mixer to mix everything together to ensure that the coconut milk mixture is really creamy.
Did you make this recipe? Tag @cooking.with.anadi on Instagram and hashtag it #cookingwithanadi
Tested & written in Anadi’s kitchen
Recipe history
- April 16, 2026 — Reworked and refreshed for the 2026 relaunch — new photography, restructured and standardized ingredients & instructions.
Filed under
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